Consumer & Auto Loans
Finance Your Next Vehicle, a Trip or Whatever You Need
Big moments in life usually require a little financial assistance. Wouldn’t it be nice to work with someone local who works in your best interest?
When you need financing for a new vehicle or other personal needs you get our best. Our consumer lending team works with you to find the best solution at a competitive rate. Quick, local decision making is a key part of our process, and we even offer rate discounts when you set up auto-pay for your auto loan or consumer loan from your Charter Bank checking account.
What can a Consumer Loan be used for?
The main benefit of a consumer loan is that it can be used to finance just about anything. The most common uses for consumer loans include:
- Boats
- Recreational vehicles
- A dream vacation
- Major purchases (washer and dryer, refrigerator, etc.)
- A wedding
- Unexpected medical costs
Two Ways to Apply for a Consumer Loan
Our Secure Online Loan Application (must be completed in its entirety as partial applications cannot be saved; online Applications are currently only accepted from the following counties in Iowa: Polk, Dallas, Madison, Warren, Story, Boone, Marshall, Guthrie, Adair).
If you prefer, you can download an interactive PDF of our application to fill out.