Find the Account that Best Fits Your Needs
Whatever you financial goals are, you’ll need a checking account that fits your needs to achieve them. We offer a variety of checking accounts with different features and benefits to meet your individual needs.
Take a look at each of our checking options below, and then visit any of our offices to open your checking account today!
Charter Checking
Our most basic checking account. Unlimited Charter Bank ATM usage, FREE e-statements, online banking, bill payer and mobile banking. No minimum balance required.
Image Checking
Image Checking helps you keep a closer eye on your account with a copy of check images on your monthly statement or E-Statement.
Interest Checking
Want to earn a higher return for your checking account deposits? Interest checking earns interest that is paid monthly, with higher rate levels available at $10,000 and $25,000.
Complete Checking
This premium account blends the benefits of both interest checking and money market accounts. Interest earn is paid monthly, with higher interest available for balances at $25,000 and higher.
| Charter Checking | Image Checking | Interest Checking | Complete Checking |
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Benefits | - Access to Online Banking, Charter Bill Payer and our Mobile App
- Free E-Statements
- Paper Statements available for a $3 monthly fee. Paper Statement monthly charge waived with a $250 minimum daily balance
| - Access to Online Banking, Charter Bill Payer and our Mobile App
- Free Monthly Statements or E-Statements
| - Access to Online Banking, Charter Bill Payer and our Mobile App
- Free Monthly Statements or E-Statements with check images
| - Access to Online Banking, Charter Bill Payer and our Mobile App
- Free Monthly Statements or E-Statements with check images
|
Minimum to Open | $100 minimum to open | $100 minimum to open | $100 minimum to open | $100 minimum to open |
Service Charges | - No minimum balance requirement
- $1 monthly debit card fee
| - $6 Monthly service charge if $500 minimum balance or $2,500 average daily minimum balance is not met
- Free Debit Card
| - $8 Monthly service charge if $1,000 minimum balance or $5,000 average daily minimum balance is not met
- Free Debit Card
| - $20 Monthly service charge if $10,000 minimum balance is not met
- Free Debit Card
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Visit any Charter Bank office today to open your checking account!
